PMJAY Eligibility: How Can You Get Rs 5 Lakh Free Medical Treatment Under Ayushman Yojana? Know Here

PMJAY Eligibility: Do you also want to take advantage of the government’s free treatment scheme? The question that arises here is whether you are eligible for the 'Ayushman Yojana' or 'Ayushman Card' which provides free treatment worth Rs 5 lakh. The ambitious scheme of the Central Government, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides free treatment worth lakhs every year to crores of poor and needy families in India.

When Did This Scheme Start?

This scheme was launched in 2018 to provide health security to economically weaker sections. Under this scheme, eligible families receive cashless treatment up to Rs 5 lakh per year, covering both government and private hospitals.

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Who Can Avail Benefits Of Ayushman Card?

Eligibility for the Ayushman card is primarily determined based on the Socio-Economic Caste Census (SECC) 2011. The criteria differ for rural and urban areas. Families typically qualify for the card if they fall below the poverty line (BPL) or are economically disadvantaged.

Additionally, recent expansions have included certain categories, such as senior citizens. In many cases, senior citizens over the age of 70 are also being benefited, regardless of their income.

What Benefits Do You Get?

The benefits offered under this plan make it special.

-Annual health cover of up to Rs 5 lakh per family.

-Cashless treatment in thousands of empanelled hospitals across India.

-Coverage of pre-existing diseases.

-Expenses before and after hospitalisation are also included.

This means that there will be no need to pay for expensive treatment from your pocket, which will reduce the financial burden on poor families.

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How To Check Eligibility?

If you want to benefit from this scheme, it's important to first check your eligibility. To check eligibility, beneficiaries can visit the official portal and access information through their mobile number. After this, they can verify their name and eligibility using the OTP received on their mobile number. Those who have difficulty checking their eligibility online can visit their nearest Common Service Center (CSC). Aadhaar card, ration card, and other necessary documents are required for application.

How To Get Card Made If You Are Eligible For Scheme

If you are eligible for the scheme, your necessary documents will be verified. Only after verification is complete will the Ayushman card be generated, which you can easily download. This process has become much easier with the help of Digital India.